Instant Personal Loans
Personal Loans up to
₹25 Lakhs
No collateral required. Compare personalized offers from India's top lenders and get funded in as little as 24 hours.
Approval in 5 mins
Up to ₹25 Lakhs
100% Digital
From 10.5% p.a.
No impact on credit score · 100% paperless
Loan at a Glance
Key details about RUPIQA personal loans.
Loan Amount
₹50K – ₹25L
Interest Rate
10.5% – 24% p.a.
Repayment Tenure
6 – 60 months
Processing Time
As fast as 5 mins
Processing Fee
1% – 3% of loan
Collateral
None required
Eligibility
Who Can Apply?
Check if you meet the basic eligibility criteria.
Salaried Employees
- Age: 21 – 60 years
- Minimum monthly income: ₹15,000
- Employment: Minimum 6 months at current job
- Total work experience: 1+ year
- CIBIL score: 650+ preferred
- Indian resident with valid KYC
Self-Employed / Business
- Age: 23 – 65 years
- Minimum monthly income: ₹25,000
- Business vintage: 2+ years
- Valid GST registration (if applicable)
- CIBIL score: 650+ preferred
- Indian resident with valid KYC
Documents
Minimal Documentation
Only the essentials — no lengthy paperwork.
Identity Proof
- Aadhaar Card
- PAN Card
- Passport / Voter ID
Address Proof
- Aadhaar Card
- Utility Bill
- Rental Agreement
Income Proof
- Last 3 months salary slips
- Last 6 months bank statements
- Form 16 / ITR
Employment Proof
- Offer letter / Appointment letter
- Employee ID
- Company HR contact
Apply Now
Start Your Application
Takes less than 2 minutes. No impact on credit score.
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